Token Utility & Regulatory Considerations

1.Utility vs. Stablecoin Payments

While USDC provides a stable, regulation-friendly payment rail ideal for e-commerce, the IUM utility token serves a different purpose within the Solium ecosystem. IUM is not a replacement for USDC but complements it by offering platform-specific utility such as access to exclusive product tiers, staking rewards, and community governance.

IUM can be optionally accepted for payments to reward loyal users, unlock special access, or apply discounts, but it should not be mandatory for standard transactions. This preserves flexibility while maintaining a stable payment foundation through USDC. 2. IUM as a Utility Token (Not a Security)

IUM is structured as a utility token. It is not intended to represent ownership, shares, or entitlements to project profits. Instead, it powers user participation, incentives, and access across the Solium platform.

There are no features such as dividends, profit sharing, or investment contracts in the token structure. The clear distinction between utility tokens and investment tokens is intended to ensure regulatory compliance.